Off-plan return calculator

Buying off-plan means paying in instalments for a home that is not built yet. Enter the payment plan and the price growth you expect to see what you make if you sell when the home is handed over.

Results

Profit: -
Return on cash: -
Yearly return: -
Value at handover: -
Sale proceeds after selling costs: -
Price plus fees: -
Paid before handover: -

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How it is calculated

Value at handover = price × (1 + yearly growth) ^ (months ÷ 12)
Profit = value at handover × (1 − selling costs) − price − fees
Return on cash = profit ÷ (price + fees)
Yearly return = (1 + monthly return) ^ 12 − 1. The monthly return is the rate at which your payments and the sale proceeds are worth zero today, so money paid later counts for less time.